How to Buy Diamond Engagement Rings
There is much to consider when purchasing a diamond – especially diamond
engagement rings! The tradition of presenting a woman with a diamond engagement
ring when proposing began in 1477 when Archduke Maximilian presented a diamond
ring to Mary of Burgundy – and in most cases, the woman you plan to propose to
will expect a ring to accompany that proposal!
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First, determine how much ring you can afford. Most people use the ‘two months
salary’ rule. This means that the ring should cost the equivalent of two months
of your current salary. Because you have other bills
to pay, saving up this amount of money may take quite a bit of time. You should
consider financing. Simply go to the jeweler of your choice and tell them that
you plan to buy an engagement ring, and that financing will be necessary. Go
ahead and get the credit check out of the way, find out what your payments will
be, and how much of a down payment is required.
Now, have your mother, sister, or your girlfriends best friend
take your girlfriend shopping, and make sure that they gaze at the engagement
rings to get an idea of what she might like. Make sure that the jewelry
store you buy the ring from will allow you to return the ring, if that is
required, or allow your girlfriend to exchange it for another if she isn’t happy
with it!
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